Building a Consistent Approach

• SIP (Systematic Investment Plans)

  Invest a fixed amount regularly (e.g., monthly) irrespective of market levels. SIPs promote discipline, benefit from rupee cost averaging, and leverage the power of compounding over time.

• Setting Long-Term Goals

  Clearly define your financial goals (retirement, education, etc.) and align your investments accordingly. Having long-term goals helps you stay focused during market volatility.

• Sticking to Plan in Volatile Markets

  Market downturns are inevitable. A disciplined investor sticks to their long-term plan, avoids panic selling, and may even see downturns as opportunities to invest more at lower prices.

• Annual Portfolio Review Checklist

  Periodically (e.g., annually) review your portfolio. Check if your asset allocation is aligned with your goals, rebalance if necessary, and assess if your investments are performing as expected (relative to benchmarks).