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Terms and Conditions
Last Updated: July 19, 2025

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the SipLumpsumCalculator website (the "Service") operated by us. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

1. Disclaimer: Not Financial Advice

The information provided by SipLumpsumCalculator, including all calculators, articles, and tools, is for informational and educational purposes only. It is not intended as, and should not be construed as, financial, investment, legal, or tax advice. We are not SEBI-registered financial advisors.

You should consult with a qualified professional before making any financial decisions. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

3. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of SipLumpsumCalculator and its licensors. The Service is protected by copyright, trademark, and other laws of both India and foreign countries.

5. Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by SipLumpsumCalculator. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.

6. Limitation of Liability

In no event shall SipLumpsumCalculator, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

8. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms and Conditions on this page.

9. Contact Us

If you have any questions about these Terms, please contact us at support@siplumpsumcalculator.com.